drhatta

10 Jun 2008

Can a family man with Salary RM3,000 survive in Malaysia

Let's do some simple calculations here.

In Malaysia , the average family income is RM3,000 /month
(where father works, mother doesn't).

I understand there are many families whose
monthly income does not reach RM3,000,
but, to make things simple,
let's take RM3,000 as the figure. Ok lah, right?

Okay, let's start rolling with a family which has
Papa, Mama, 1 daughter and 1 son. Ngam-ngam ....

Calculation starts...

Electricity and water bill: RM100
(No air-con, No home theatre, No water heater ... ok?)

Phone bill ( Telekom): RM100

Meals for a happy family: RM775
(3 meals on RM25/day, RM25 for 4 persons...?)

Papa makan / teh-tarik during working hrs: RM155
(RM5/day, RM5 ... can eat what?) RM400
(A proton saga aeroback, 7 yrs repayment)

Petrol (living in city, traffic-jam): RM300
(go to work, bring son to school,
only can afford one car running)

Insurance: RM650
(kids, wife and myself)

House repayment: RM750
(low cost housing repayment for 30 yrs,
retired still have to work to pay!) <>RM80
(got that cheap meh? i don't think so)

Older children pocket money @ school: RM20
(RM1/day, eat bread?)

School fees: RM30
(enough ah?)

School books and etc: RM100
(always got extra to pay in school)

Younger children milk powder: RM50

Miscellaneous: RM100
(shampoo, rice, sauce, toilet paper)

Oh wait!!! I have to stop here, so...
No Astro,
no movie @ cinema,
no DVD,
no CD,
no online,
cannot KFC,
cannot McDonald,
cannot go Park walk during weekend (petrol expensive),
no chit chat on phone with grandparents, and etc...

Let's use a calculator to total up... WALAO EH! Shit! RM3,610 already...

EPF belum potong, income tax lagi........oledi RM3,610 ....

How to survive lah tuan-tuan dan puan-puan sekalian ???

Our Deputy Prime Minister asked us to change lifestyle?

How to change? Don't eat? Don't work? Don't send children to school and study?

Besides that, I believe in Malaysia population, there are millions of rakyat Malaysia which still don't earn RM3,000/month!!!

What is this? Inilah Malaysia Boleh... Sorry ... it should be Malaysians Boleh , because we're still alive and kicking!!

Our politicians must be mad!!!!

9 Jun 2008

Minyak oh Minyak

Minyak naik lagi
Kenaikan paling tinggi
Semua letak tangan di dahi
Kecuali ahli keluarga Badawi
Dah tau naik minyak awai-awai lagi
Mereka beli berjuta-juta saham TNB
Kalau TNB naik seringgit pun jadi
Buat duit dalam masa tiga hari

Minyak naik tak terasa pak menteri
Sebab mereka naik kereta kerajaan bagi
Boleh lalu lebuhraya bertol berkali-kali
Begitu juga dengan mereka punya isteri
Ada driver mai ambik setiap hari
Siap dengan bodyguard ke mana pergi
Mereka tak pernah rasa cengkaman inflasi
Dan mereka akan shopping di luar negeri
Tak main la kalau ke Kamdar atau Pasar Seni
Bawa beg besar-besar jenama LV atau Gucci
Naik flight first class bukan kelas ekonomi

Menteri kata tak boleh elak lagi
Kerajaan terpaksa menanggung rugi
Sebab tak tahan nak bagi subsidi
Suruh rakyat berjimat bawa kereta 600cc
Gila punya cadangan wahai pak menteri
Hang lah patut berjimat awal-awal lagi
Cuba hang bawa kereta hang sendiri
Hang cuba ikut Umar atau cara nabi
Kurangkan program majlis rasmi
Majlis makan malam makan roti cicah kari
Sedap jugak sehingga menjilat jari
Tak payah udang besar atau mutton beriyani
Kurangkan impot artis luar negeri
Tak yah panggil Al Jarraeu atau Mariah Kari
Kurangkan jalan-jalan luar negeri
Ikut Guan Eng naik flight kelas ekonomi
Kediaman rasmi guna perabut buatan sendiri
Tak payah impot tiles dan perabut dari Itali

You all buat dulu baru bagi tau rakyat
Jangan suruh rakyat berjimat cermat
Tapi hangpa perangai macam taukua sumbat
Pandai cakap tapi tak pernah buat
Perut mereka di kampung telah lama diikat
Makan ala-kadar paling mewah air sarbat
Janganlah buat perangai munafiq dan jahat
Allah di atas sentiasa monitor dan melihat

Keris Silau
9 Jun 2008

6 Jun 2008

How to save your $$$....

Found this article recently.
Frankly, I think the government is on anti-psychotics... and its not working

15 WAYS TO NEGATE THE RECENT FUEL PRICE INCREASE*
by TV Smith
13/05/05

Improve your vehicle's fuel consumption - by as much as 40% - by changing the way you currently drive. There is a catch, though. You'll no longer qualify as a Malaysian driver...
Link to this artcle: http://www.tvsmith.net.my/duasen/130505_fuel.html
1. Pump More Here & Pump Less There
Don't wait until your car senget one side before inflating your tyres. Low tyre pressure forces your engine to work and drink harder. Driving on underinflated tyres also reduces the life of the tyres. A lose-lose situation.

2. Dig Your Nose
Digging your nose is more economical than gunning your engine while waiting at traffic lights. Jack rabbit starts cost you even more. Never floor the pedal unless there's an express bus looming in your rearview mirror. Learn how to accelerate (and brake) smoothly for better fuel efficiency.

3. Pay It Again Sam
You may be using an alternative toll-free road as a sign of protest or as a means of saving money. If the the old route is perpetually congested and longer, you may end up burning more fuel than the toll saved. Sad but often true.

4. Go Look Stop
Are you one of those who frequently get stuck behind a stalled vehicle, crash into road humps or potholes? If you look further than 3 meters while driving, you can better anticipate obstacles and avoid fuel guzzling start-stop situations. Good reason not to tailgate too.

5. Make Up Your Mind
I don't know if it's kiasuness or indecisiveness that makes people drive with the other foot riding the brake pedal. A slight touch might not be noticeable to you but it strains the engine, wears out your brakes prematurely and confuses the poor driver behind. Make sure your handbrake is down all the way too.
Link to this artcle: http://www.tvsmith.net.my/duasen/130505_fuel.html
6. Get Rid Of Freeloaders
The less passengers the less weight. The less load the better the fuel economy. If you want to car pool, pool the cost. Clear your boot by removing unutilised items like golf sets, prams, barbecue sets, scuba gear, etc.

7. Bear With Crow Shit
Park your car under the shade wherever possible. The hotter your car interior becomes, the harder the air-conditioning needs to work later, the more fuel the engine consumes as a result. The hot sun also increases fuel loss through evaporation.

8. Stay Safe & Save
Fuel consumption jumps dramatically after a certain speed. Keeping to the speed limit saves you more than traffic fines. Driving at 120 kph, rather than 100 kph, may increase fuel consumption by another 25 percent. The dangers of speeding far outweigh the travel time saved.

9. Get A Life
Stop pissing off your neighbours in the mornings and do yourself a favour. Most modern cars have no chokes or carburetors, so there's no need for long, noisy engine warm- ups. Hard revving a cold engine kills it faster than driving it.

10. Let The Bugger Go
There's no need to catch up with an offending driver just to show a finger or fist. You end up either paying more for fuel or a hefty hospital bill.

11. Learn From Your Mistakes
If your wife or girlfriend says she needs to pop into a warehouse sale for a quick look-see, find a parking spot and turn off the engine. Long idling wastes fuel and pollutes the environment.
Link to this artcle: http://www.tvsmith.net.my/duasen/130505_fuel.html
12. Don't Be A Drag Queen
Remove that empty showoff roof rack or that ugly ill-designed Ah Beng spoiler as it causes unnecessary drag. Smoking with your windows down at cruising speed also increases drag. Newer cars (except the Juara) are aerodynamically designed for fuel efficiency. Stop adding unnecessary external accessories such as jutting elbows.

13. Meter The Meter
Keep track of your car's fuel consumption by monitoring the odometer or tripmeter. A sudden drop may mean mechanical problems. Timely oil change and other maintenance can save you significant amount of fuel.

14. Try A Different Nasi Lemak
All petrol are the same except for the additives and advertising. Contrary to what most Malaysians believe, you can mix your fuel. There's really no need to waste fuel by driving out of the way just to fill up your favourite brand and redemption card.
Link to this artcle: http://www.tvsmith.net.my/duasen/130505_fuel.html
15. Get A New Boss
Use online banking or find a better employer. Stop driving to an ATM every hour just to check whether your salary is in.

*Your mileage may vary

Mahathir says we have LOADSSSS of $$$$

'Kerajaan ini melimpah wang' - Mahathir

(Harakah) - Penasihat Petronas Tun Dr Mahathir Mohamad berkata bahawa mengekalkan dan mengurangkan subsidi minyak secara berperingkat adalah merupakan pilihan lebih baik memandangkan beban kenaikan harga yang terpaksa ditanggung oleh rakyat.

Beliau percaya umum terpaksa menerima kenaikan harga petrol namun yang menimbulkan kemarahan ialah jumlah kenaikan serta dalam keadaan tergesa-gesa.

"Perdana Menteri sebelum ini seolah-olah mencadangkan kenaikan hanya pada bulan Ogos, tetapi ianya datang dua bulan lebih awal, sejurus selepas pengharaman penjualan kepada orang asing.

"Jika kenaikan berperingkat, rakyat tidak akan terlalu terasa. Tetapi ini bermakna Kerajaan perlu terus beri subsidi walaupun tahapnya akan menurun," katanya mengulas kenaiakan bahan bakar yang diumum Dato' Seri Abdullah Ahmad Badawi.

Katanya Malaysia mengeluarkan lebih kurang 650,000 tong minyak sehari dan mengguna 400,000 tong manakala selebihnya iaitu 250,000 tong adalah tujuan export.

Tambahnya lagi bahawa tiga tahun lalu minyak mentah dijual pada kadar USD30 satu tong dan harganya pada hari ianya USD130 iaitu satu kenaikan sebanyak USD100.

"250,000 tong yang dieksport sepatutnya memberi Petronas sejumlah lebih RM27 billion,

"Tetapi Petronas untung lebih RM70 billion, yang kesemuanya milik Kerajaan. Kerajaan ini melimpah dengan wang," katanya yang mengulas lanjut di blognya.

Kata bekas Perdana Menteri susulan keputusan itu kos sara hidup sudah tentu meningkatmalah akan tercetus inflasi dan taraf kehidupan akan menurun.

"Memanglah kenaikan harga petrol di sini jauh lebih rendah daripada di United Kingdom, mahupun Amerika Syarikat. Tetapi pendapatan per kapita kita adalah lebih kurang satu pertiga mereka. Berasas kepada kuasa membeli kita kenaikan harga adalah lebih tinggi dari UK atau Amerika Syarikat.

"Kenaikan ini menyakitkan, tetapi sakitnya lebih dirasai bukan kerana kenaikan dari segi peratusan adalah lebih tinggi daripada negara-negara maju, tetapi kerana cara kenaikan tersebut dibuat," katanya.